Our new House: House Hunting (1)

I’ve looked at 5 houses in Springfield, MO…am gaining more appreciation of the changes in house hunting in the intervening 25 years since I last moved. I did the looking in Springfield while my husband was at home in Maryland but we both are refining our expectations based on this initial foray into house hunting.

Some of the changes in house hunting include:

• The amount of information available via sites like www.realtor.com. Most houses for sale have 30+ pictures (most professionally done). There are flood and noise overlays on maps as well as satellite images and street views. The verbiage provides a varying amount of information but is often quite detailed. I learned a lot looking at Springfield houses virtual while my daughter was house hunting last year and them more recently for us.

• Since the neighborhood is listed on listing sites – it is sometimes worth looking at the HOA covenants which might be available online as well. This has turned out to be important to us since my husband wants to have a small observatory for his telescope in the back yard; some neighborhoods in Springfield (and probably elsewhere) don’t allow extra small structures like that…and some don’t allow fences!

• Now there is an expectation that the buyer will provide a pre-approved loan or cash purchase letter from financial institution before bidding on a house. The days of doing loan application after agreement is reached on purchase price (like we did 25 years ago) are no more. This is our first time to not need a mortgage to purchase the house…but we hadn’t realized that we needed to get a letter saying we had the cash in hand for the purchase!

• There is less time spent in the house before bidding. In our previous house hunting, we had to take whatever pictures we needed to remember the house we bid on…and to plan where our furniture would be placed as the movers unloaded into the new house. This time we can do a bit more with the pictures already available even though we might need to measure rooms that might be ‘tight’ or in houses that are photographed empty (so no furniture to judge room sizes). Sometimes dimensions of bedrooms are included in the verbiage part of the listing online…but not always.

• We had assumed we needed a basement for storm shelter…but a clean ‘crawl’ space with easy access from within the house or garage may be adequate too. We had not seen houses built like this previously but there are some in Springfield that have unfinished, unfloored spaces under the house that are tall enough to walk into!

• Technology can allow detailed walk throughs remotely. I started a DUO call with my husband (we both have Android phones) at one of the houses so I could show him the situation for astronomy at the house. It worked relatively well, and we may need to do something similar with our agent if the perfect house comes on the market and we can’t get to Springfield fast enough to bid. The pace of the housing market is much faster than 25 years ago.

Overall – we made a start. Not to get our letter from the bank and get serious. My next visit to Springfield will probably be for The House!